[1]李烨颍,潘雪雪,吴素雄.医保“家庭共济”政策的问题与对策[J].卫生经济研究,2022,39(2):19-21,22.
LI Ye-ying,PAN Xue-xue,WU Su-xiong.Problems and Strategies of "Mutual Assistance Between Family Members" Policy in Medical Insurance System[J].Journal Press of Health Economics Research,2022,39(2):19-21,22.
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医保“家庭共济”政策的问题与对策
卫生经济研究[ISSN:1004-7778/CN:33-1056/F]
- 卷:
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39
- 期数:
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2022年2期
- 页码:
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19-21,22
- 栏目:
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医疗保障
- 出版日期:
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2022-01-27
文章信息/Info
- Title:
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Problems and Strategies of "Mutual Assistance Between Family Members" Policy in Medical Insurance System
- 作者:
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李烨颍1; 潘雪雪1; 吴素雄1
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1.温州医科大学，浙江 温州325035
- Author(s):
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LI Ye-ying; PAN Xue-xue; WU Su-xiong
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Wenzhou Medical University, Wenzhou Zhejiang 325035, China
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- 关键词:
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家庭共济; 医保个人账户; 资金统筹; 健康保障
- Keywords:
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mutual assistance between family members; individual account of basic medical insurance; fund co-ordination; health protection
- 分类号:
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F840.684
- 文献标志码:
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A
- 摘要:
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当前，医保“家庭共济”政策的实践尚处于起步阶段，存在共济账户空虚、统筹区域割裂，统筹资金过剩、功能使用受限，信息建设滞后、实际操作脱节，忽视家庭需求、政策思路局限等问题。基于此，在推进“家庭共济”深度嵌入医保政策的实践中，要通过跨区域部门联动，落实医保资金使用，进一步改进医保补偿机制，建立健康保险关联机制，并构建多元政策生态，尽可能实现多数人的健康保障。
- Abstract:
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At present, the practice of "mutual assistance between family members" policy in medical insurance system is still in its infancy. There are several problems faced by this policy, namely empty mutual assistance accounts, fragmented co-ordination areas, excess co-ordination funds, limited use of functions, lag in information construction, out of touch with actual operations, neglect of family needs, and the limitations of policy thinking. Based on these problems, this paper suggested that in the practice of promoting "mutual assistance between family members" deeply embedded in medical insurance policies, it is necessary to implement the use of medical insurance funds through cross-regional departmental linkages, further improve the medical insurance compensation mechanism, establish a health-related insurance association mechanism, build a diverse policy network, and realize the health protection of the majority.
参考文献/References:
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更新日期/Last Update:
2022-01-27