[1]李红艳,杨创豪,何佳敏,等.山东省职工长期护理保险缴费水平研究[J].卫生经济研究,2023,40(9):43-48.
　LI Hongyan,YANG Chuanghao,HE Jiamin,et al.Study on Financing Level of Long-term Care Insurance for the Employees in Shandong Province[J].Journal Press of Health Economics Research,2023,40(9):43-48.
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山东省职工长期护理保险缴费水平研究
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卫生经济研究[ISSN:1004-7778/CN:33-1056/F]

卷:
40
期数:
2023年9期
页码:
43-48
栏目:
医疗保障
出版日期:
2023-08-25

文章信息/Info

Title:
Study on Financing Level of Long-term Care Insurance for the Employees in Shandong Province
作者:
李红艳1; 杨创豪1; 何佳敏1; 范梦丹1
1.上海工程技术大学管理学院，上海 201620
Author(s):
LI Hongyan;  YANG Chuanghao;  HE Jiamin;  FAN Mengdan
School of Management, Shanghai University of Engineering Science, Shanghai 201620, China
关键词:
长期护理保险; 缴费水平; ILO筹资模型; 护理成本
Keywords:
long-term care insurance;  financing level;  ILO financing model;  nursing costs
分类号:
R19
文献标志码:
A
摘要:
目的：测算山东省职工长护险缴费水平，为优化筹资机制提供参考。方法：利用山东省16个地级市职工长护险数据，采用护理成本高、中、低三种方案，运用ILO筹资模型测算2020—2025年山东省职工长护险缴费水平。结果：测得2016—2020年山东省职工长护险缴费比例区间从0.19%~0.21%提高到0.22%~0.23%，即人均缴费水平区间由118~133元提高到199~204元；预测2025年缴费比例区间将达到0.23%~0.3%，即人均缴费水平区间达324~428元。结论：科学测算缴费水平是职工长护险可持续发展的基础，科学界定失能等级是测算缴费比例的重要依据；同时，建立多方筹资机制，有效应对缴费水平提高带来的筹资难题，保障长护险制度高质量、可持续发展。
Abstract:
Objective To scientifically calculate the financing level of long-term care insurance for the employees in Shandong province, and to provide references for optimizing the financing mechanism of long-term care insurance. Methods Based on the data of long-term care insurance for the employees in 16 cities in Shandong province, the ILO financing model was used to calculate the financing level of long-term care insurance for the employees in Shandong province from 2020 to 2025, with three schemes of high, medium and low nursing costs. Results From 2016 to 2020, the financing proportion of long-term care insurance for the employees in Shandong province increased from 0.19% ~ 0.21% to 0.22% ~ 0.23%, that is, the per capita overall financing level range increased from 118 ~ 133 yuan per year to 199 ~ 204 yuan per year. It is predicted that the financing proportion will reach 0.23% ~ 0.3% in 2025, which means the per capita financing level range will reach 324 ~ 428 yuan. Conclusion Scientifically calculating the financing level is the foundation for the sustainable development of long-term care insurance for the employees, and scientifically defining the level of disability is an important basis for calculating the financing proportion. It is necessary to establish a multi-party financing mechanism to effectively response the financing difficulties brought about by the increase in financing levels, and ensure the high-quality and sustainable development of the long-term care insurance system.

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更新日期/Last Update: 2023-08-25