[1]张瑞纲,胡毅敏.农村中青年人群长期护理保险购买意愿研究[J].卫生经济研究,2022,39(8):34-37.
　ZHANG Ruigang,HU Yimin.Research on Purchasing Intention of Long-Term Care Insurance among Rural Middle-Aged and Young Residents[J].Journal Press of Health Economics Research,2022,39(8):34-37.
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农村中青年人群长期护理保险购买意愿研究
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卫生经济研究[ISSN:1004-7778/CN:33-1056/F]

卷:
39
期数:
2022年8期
页码:
34-37
栏目:
医疗保障
出版日期:
2022-07-27

文章信息/Info

Title:
Research on Purchasing Intention of Long-Term Care Insurance among Rural Middle-Aged and Young Residents
作者:
张瑞纲1; 胡毅敏1
1.广西大学经济学院，广西 南宁 530004
Author(s):
ZHANG Ruigang;  HU Yimin
School of Economics, Guangxi University, Nanning Guangxi 530004, China
关键词:
农村居民; 中青年人群; 长期护理保险; 购买意愿; 挤出效应
Keywords:
rural residents;  middle-aged and young population;  long-term care insurance;  purchasing intention;  crowding out effect
分类号:
R19
文献标志码:
A
摘要:
基于270份农村中青年居民问卷调查数据，运用Logistic回归模型，从个人特征、身体因素、替代因素、经济因素、认知因素5个方面，实证分析影响农村居民长护险购买意愿的因素。结果表明，身体健康自评、有否社保和商业保险、个人月收入、是否认同长护险能解决老年人照护问题等因素，对农村居民长护险购买意愿的影响显著。据此，对农村长护险的发展提出了政策建议。
Abstract:
A questionnaire survey was conducted among rural middle-aged and young residents. A total of 270 questionnaires was obtained. Using logistic regression models, we analyzed the influencing factors of purchasing intention of long-term care insurance from personal characteristics, physical factors, alternative factors, economic factors, and cognitive factors. Results showed that factors such as self-assessment of physical health, whether there is social security and commercial insurance, personal monthly income, and whether long-term care insurance can solve the problem of elderly care had a significant impact on rural residents' willingness to purchase long-term care insurance. Then, policy suggestions are put forward for the development of rural long-term care insurance.

参考文献/References:

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更新日期/Last Update: 2022-07-27