[1]吴 蓉,庞庆泉,赵 云.惠民保发展下我国商业健康保险的发展策略[J].卫生经济研究,2023,40(9):15-18.
　WU Rong,PANG Qingquan,ZHAO Yun.Development Strategies for Commercial Health Insurance based on the Development Experience of City-customized Commercial Medical Insurance in China[J].Journal Press of Health Economics Research,2023,40(9):15-18.
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惠民保发展下我国商业健康保险的发展策略
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卫生经济研究[ISSN:1004-7778/CN:33-1056/F]

卷:
40
期数:
2023年9期
页码:
15-18
栏目:
专题
出版日期:
2023-08-25

文章信息/Info

Title:
Development Strategies for Commercial Health Insurance based on the Development Experience of City-customized Commercial Medical Insurance in China
作者:
吴 蓉1; 庞庆泉1; 赵 云1; 2
1.右江民族医学院公共卫生与管理学院，广西 百色 533000
2.徐州医科大学管理学院，江苏 徐州 221000
Author(s):
WU Rong;  PANG Qingquan;  ZHAO Yun
School of Public Health and Management, Youjiang Medical University For Nationalities, Baise Guangxi 533000, China
关键词:
商业健康保险; 惠民保; 多层次医疗保障体系; 补充医疗保险
Keywords:
commercial health insurance;  city-customized commercial medical insurance;  multi-level medical security system;  supplementary medical insurance
分类号:
F840.684
文献标志码:
A
摘要:
阐述我国商业健康保险的发展背景，分析其中的痛点：保费收入增加，但保障作用有限；市场主体多元化，但核心能力有待提高；保险产品丰富，但供需错配依旧存在。对此，借鉴惠民保的发展经验，提出我国商业健康保险的发展策略。
Abstract:
This article elaborates on the development background of commercial health insurance in China and analyzes the pain points, such as the increase in premium income but the limited protection effect, diversified market entities but weak core capabilities, abundant insurance products but the mismatch between supply and demand. Based on the development experience of city-customized commercial medical insurance, this article proposes development strategies for commercial health insurance in China.

参考文献/References:

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更新日期/Last Update: 2023-08-25