[1]郑慧凌,苏敏艳,吴晶晶,等.基本医疗保险对居民诊疗费用影响研究——基于供给和需求的视角[J].卫生经济研究,2019,(06):42-46.
 ZHENG Hui-ling,SU Min-yan,WU Jing-jing,et al.Study on the Impact of Basic Medical Insurance on Residents' medical Expenses——Based on Supply and Demand Perspective[J].Journal Press of Health Economics Research,2019,(06):42-46.
点击复制

基本医疗保险对居民诊疗费用影响研究——基于供给和需求的视角
分享到:

卫生经济研究[ISSN:1004-7778/CN:33-1056/F]

卷:
期数:
2019年06期
页码:
42-46
栏目:
方法学应用
出版日期:
2019-05-22

文章信息/Info

Title:
Study on the Impact of Basic Medical Insurance on Residents' medical Expenses
——Based on Supply and Demand Perspective
作者:
郑慧凌1苏敏艳1吴晶晶1张娜娜1高 山2
1.南京中医药大学卫生经济管理学院,江苏 南京 210023
2.南京中医药大学翰林学院,江苏 泰州 225300
Author(s):
ZHENG Hui-lingSU Min-yanWU Jing-jingZHANG Na-naGAO Shan
School of Health Economics Management, Nanjing University of Chinese Medicine,Nanjing Jiangsu 210023,China
关键词:
基本医疗保险居民诊疗费用医疗资源供给医疗服务需求
Keywords:
basic medical insurance resident medical expenses medical resources supply medical service demand
分类号:
R197.1
文献标志码:
A
摘要:
目的:从医疗服务供给和需求的角度探索基本医疗保险对居民诊疗费用的影响。方法:建立医疗支付模型、医疗供给判别模型、医疗需求判别模型,研究医保导致医疗费用增长的原因。结果:医保报销比例的提高推动了医疗费用增长;基于供方,资源匮乏区域医疗费用为可近性增长,资源充沛区域医疗费用为诱导性增长;基于需方,医疗经济负担较小的居民易产生过度医疗需求,医疗经济负担较大的居民则由于医疗需求释放导致费用增长。结论:合理配置医疗资源,增强医保监督力度,科学制定报销比例,大病费用梯级报销,设置分级体检医保等。
Abstract:
Objective To explore the impact of basic medical insurance on residents' medical expenses from the perspective of medical service supply and demand. Methods By establishing medical payment model, medical supply discriminant model, and medical demand discriminant model, this study explored the reasons for the increase in medical expenses caused by medical insurance. Results The increase in the proportion of medical insurance reimbursement has promoted the growth of medical expenses; based on the supply side, the medical expenses in the resource-poor region are near-growth, and the medical expenses in the abundant resource areas are inductive growth; based on the demand side, the residents with small medical economic burden are easy to develop excessive medical needs and the residents with large medical economic burden increased their expenses due to the release of medical needs. Conclusion This study recommended rational allocation of medical resources, strengthening medical insurance supervision, scientifically formulating reimbursement proportions, reimbursement of major illness costs, and setting up medical insurance for graded medical examinations.

参考文献/References:

[1] 李胜会,宗洁.经济发展、社会保障财政支出与居民健康——兼对逆向选择行为的检验[J].宏观经济研究,2018(11):26-43.
[2] 国家卫生健康委员会.国家卫生健康委员会2018年12月26日新闻发布会散发材料之一:“十三五”以来,深化医改各项重点任务稳步推进[EB/OL]. http://www.nhc.gov.cn,2018-12-26.
[3] 国家卫生健康委员会.2018中国卫生健康统计年鉴[M].北京:中国协和医科大学出版社,2018.
[4] Finkelstein A,McKnight R. What did Medicare Do?The Initial Impact of Medicare on Mortality and Out of Pocket Medical Spending[J]. Journal of Public Economics,2008(92):1644-1668.
[5] Arrow. Uncertainty and the Welfare Economics of Medical Care[J]. The American Economics Review,1963,53(5):941-973.
[6] Bates L,Mukherjee K,Rexford E. Medical Insurance Coverage and Health Production Efficiency[J]. Journal of Risk and Insurance,2010(77):211-229.
[7] Fuchs V. The supply of Surgeons and the Demand for Operations[J]. NBER Working Paper,1978(236):759-771.
[8] Rebitzer J,Rege C. Influence,Information Overload,and Information Technology in Health Care[J]. Emerald Group Publishing Limited,2008.
[9] Sorenson R,Grytten J. Competition and Supplier-Induced Demand in a Health Care System with Fixed Fees. Health Economics,1999(8):497-508.
[10] 郑莉莉.社会医疗保险中的过度需求和供给诱导研究——来自CHNS的证据[J].保险研究,2018(10):100-113.
[11] 王文娟,曹向阳.增加医疗资源供给能否解决“看病贵”问题——基于中国省际面板数据的分析[J].管理世界,2016(6):98-106.

相似文献/References:

[1]于保荣,柳雯馨,姜兴坤,等.商业保险公司承办城乡居民大病保险现状研究[J].卫生经济研究,2018,(03):3.
[2]贾洪波,段文琦.基本医保按病种分值付费的实践探讨[J].卫生经济研究,2018,(05):57.
[3]张籍元,马爱霞,唐文熙.典型省市大病保障模式探究[J].卫生经济研究,2019,(01):41.
 ZHANG Ji-yuan,MA Ai-xia,TANG Wen-xi.Study on the Mode of Major Illness Insurance in Typical Provinces[J].Journal Press of Health Economics Research,2019,(06):41.
[4]李乐乐,俞 乔.云南省玉溪市DRGs付费改革的实践探索[J].卫生经济研究,2019,(03):47.
 LI Le-le,YU Qiao.Practice Exploration of DRGs Payment Reform in Yuxi City,Yunnan Province[J].Journal Press of Health Economics Research,2019,(06):47.
[5]王毓丰,陈永法.商业保险衔接基本医疗保险的国际经验及启示[J].卫生经济研究,2019,(09):60.
 WANG Yu-feng,CHEN Yong-fa.International Experience and Enlightenment of Linking Basic Insurance to Commercial Insurance[J].Journal Press of Health Economics Research,2019,(06):60.
[6]吴海波,刘统银,朱文芝.基本医疗保险控费模式比较研究[J].卫生经济研究,2019,(10):36.
 WU Hai-bo,LIU Tong-yin,ZHU Wen-zhi.A Comparative Study of Basic Medical Insurance Control Models[J].Journal Press of Health Economics Research,2019,(06):36.
[7]贾洪波.基本医疗保险制度可持续发展的功能定位与新作为[J].卫生经济研究,2019,(12):33.
 JIA Hong-bo.Functional Positioning and New Role of Sustainable Development of Basic Medical Insurance System[J].Journal Press of Health Economics Research,2019,(06):33.
[8]朱 坤,林 玲.我国基本医疗保险筹资机制研究[J].卫生经济研究,2020,(08):17.
 ZHU Kun,LIN Ling.Research on the Financing Mechanism of Basic Medical Insurance in China[J].Journal Press of Health Economics Research,2020,(06):17.
[9]赵钦风,李佳婧,焦 晨,等.慢性病患者家庭发生灾难性卫生支出研究[J].卫生经济研究,2021,38(2):7.
 ZHAO Qin-feng,LI Jia-jing,JIAO Chen,et al.Study on Catastrophic Health Expenditure in Families of Chronic Diseases Patients[J].Journal Press of Health Economics Research,2021,38(06):7.
[10]白 兰,顾 海.基本医疗保险市级统筹的困境分析与思考——基于江苏省五市的调研[J].卫生经济研究,2021,38(2):35.
 BAI Lan,GU Hai.Analysis and Reflection on the Dilemma of Municipal Overall Planning of Basic Medical Insurance——Based on the Investigation of Five Cities in Jiangsu Province[J].Journal Press of Health Economics Research,2021,38(06):35.

更新日期/Last Update: 2019-05-22